Ethics 

Earn 2.0 CFP^® CEs and 3 Insurance Ethics CEs
To earn just CFP^® CEs, attend only the first 2 hours

Speaker: Thomas Pablo, CFP^®

Sitting through Continuing Education doesn’t have to be dry! It can be enjoyable when you learn it, instead of just memorizing it. Thomas helps you understand the material by taking complex ideas and breaking them down into simple concepts using everyday examples. The secret to a good classroom experience is being charismatic and entertaining all while staying on point.

Over a 30-year career in financial and tech services, Thomas has lived through the market cycles and has seen its impact on clients and advisors alike. This gives him a tether to reality when teaching academic concepts to students. It also makes for a lively discussion.

Thomas began his career in the financial services industry in 1993 and worked for Merrill Lynch beginning in 2004. In 2011, Thomas fused his tech background, his MBA, and his CFP® credential to help build a financial planning-based RIA. Thomas has been working closely with clients to help them reach their most cherished goals ever since.

In 2019, Thomas began teaching alongside his dear friend Brett Danko. Since then, he has worked with Brett helping thousands of students pass the CFP® exam and obtain continuing education in CE programs across the country.

Thomas is also a guest lecturer for The McDonough School of Business at Georgetown University. Thomas has a bachelor’s degree from the University of Virginia and received his MBA from Georgetown University with the highest honors (Beta Gamma Sigma). 

Schedule:
11:15 - New Member Orientation
11:30 - Registration opens and Networking
12:00 - Announcements
12:20 - CFP^® & insurance Ethics program
2:20 - Break
2:30 - Additional Ethics to meet Insurance CE requirements
3:30 - Wrap up

This program fulfills the requirement for CFP Board-approved Ethics CE.

It has been designed to educate CFP^® professionals on the CFP^® Board's new Code of Ethics and Standards of Conduct effective October 1, 2019

Attendees can earn 2.0 CFP CEs and 3 Insurance Ethics CEs

Learning Objectives:

By the end of this program, the participant should be equipped to:

• Understand the structure and content of the revised Code and Standards, including significant changes from prior rules.
• Describe CFP Board's Fiduciary Duty. 
• Identify Material Conflicts of Interest and How to Avoid, or Fully Disclose, Obtain Informed Consent, and Manage Them.
• Understand the Duty to Report to CFP Board and the Duty to Cooperate.
• Identify the Practice Standards When Providing Financial Advice that Requires Financial Planning or Financial Planning.
• Understand the Duty to Provide Information to Clients When Providing Financial Planning and/or Financial Advice.

Insurance Ethics (additional)

This presentation will focus on ethical responsibilities to clients, especially older clients. 

• Participants will be educated on understanding the client’s experience, education, and other factors when discussing complex financial topics. 
• Special attention will be given to explaining the complexities of insurance and the importance of possibly also involving a younger family member to assist in decision-making.  
• The discussion will also include recognizing, disclosing, and managing conflicts of interest.  
• While some conflicts of interest are unavoidable, acknowledging and managing them is paramount. 
• Navigating and managing situations such as elder abuse, fraud, and dealing with a client's diminished capacities will also be discussed.

FPA of Colorado Cancellation Policy